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Registering on a peer-to-peer Lending platform is a modern form of crowdfunding in which lenders and buyers are in direct contact with each other, with no middleman involved. It's a tech-driven money lending and money borrowing platform that brings enthusiastic lenders and needful borrowers in a single place.The CoR is part of the directions issued in NBFC- Peer to Peer Lending Platform Rules, 2017. As per the directions, once the applicant NBFC has obtained the certificate, it starts to be known as an NBFC-P2P Lending platform.
(1) Low interest rates.
(2) Fixed rate of interest
(3) Simple and fast processing of application.
(4) Lower Fees.
(1) Incorporation of company
(2) Application filling
(3) Submission of application to RBI
(4) Analysis of applicants by RBI
(5) Grant of p2p lending license
(1) Certificate of incorporation.
(2) MOA.
(3) Articles of association.
(4) Audited balance sheet of the company.
(5) Net worth certificate of the company.
(6) Feasible business plan.
(1) What is Peer to Peer lending license?
(2) What is the validity of p2p lending license?
(3) What are the eligibility criteria for obtaining peer to peer license?
(4) Can i make money out of p2p lending?
(5) Is p2p lending legal in india
